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Our state legislators, in all of their infinite wisdom has recently passed new laws in regards to how your homeowners insurance can be handled in regards to Hurricane Season (which for this law is now Jan 1 - Dec 31)...you better call your insurance company and find out how you will be affected...we tried to lower our deductable but was told that even though renewal is in a few months the lower deductable will not take effect until Jan 1 2007 so this season if we have damage we are stuck with the higher deductable....Also the state insurance board has approved homeowner rate hikes for all insurance companies - the first was announced today - Florida Atlantic Select rates are jumping 27%....
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DAMN! Thanks for the advice man. Some of my friends were talking about the tax breaks that we could get for hurricane repair. Hey, by the way, did you buy a generator after the hurricane? If you did, and you called FEMA, even if you didn't have kids, then they were giving out rebate forms.Whatever is necessary, is never unwise. -
Personally I think it would be a better idea to scrap insurance and just use the money to build a house that can withstand the hurricanes.
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I'm glad to see i'm not the only person to see that if you build a wooden house... when a hurricane comes, expect to see that POS float down the new river that used to be your road...
If you build brick, you'll have no problems (apart from flooding)...
F*ck it, just buy a house boat...Comment
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All houses built since hurricane Andrew have been built basically as a concrete box...there are no more wood frames, houses and other buildings are built using cinder blocks - http://en.wikipedia.org/wiki/Cinder_block - so the structures themselves can survive the high winds, but not always what is blowing in the wind...for the newer structures the main damage is roof shingles or tiles being blown off or trees and other debris slamming into your house at 100mph and going thru a wall or roof... http://www.colorado.edu/hazards/wp/w...html#windborne
Even with the current builiding codes there is more to worry about then just flooding...Comment
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Here in south florida, "CBS (concrete, brick and stone) houses" have become the norm. Many Floridian housing codes have stressed the use of incredibly strong materials so that in the even of harsh conditions, the houses can withstand the freocity of the weather. It's a far cry from the houses in GA, which, because of location and building materials are able to be sold for much cheeper.Whatever is necessary, is never unwise.Comment
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Amen!Originally posted by Myriad
Then again, with the hurricanes they have over there, I'm not sure even a brick house would stand intact afterwards... all the windows would be gone, the roof would most likely be too... and so will the interiors... but it still stands better than a wooden house, i agree 
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2006 and we still cannot build a Hurricane proof house!!!
Seems to me, someone has a vested interest in building crap houses so they can make millions repairing/rebuilding them!!
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WTF is a MIB?Originally posted by DAL767-400ERShhh, be quiet, don't make those plans of the house-building conspiracy public, or some MIB will visit you soon
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It's a great idea, but a hurricane proof house would either be too ugly to live in or too expensive for most people to afford.Originally posted by exmanxComment
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Man In Black - Scary feller with a big gun!Originally posted by Chris@YYZWTF is a MIB?
AndyComment
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